Why Join Trusted Rate

We’ve been around for 19 years and from the day we started, we’ve always focused on establishing referral partnerships with real estate agents at a company level. This means we don’t have to look at our sophisticated sales teams to go out and drop-off donuts at different real estate offices until a realtor decides to give them a chance, where in most cases the first shot they receive is a transaction that’s been declined at four other lenders.

Once a referral partner agrees to work with us, we introduce our Loan Officers into the relationship. They manage the day-to-day communication with partners and borrowers, handle applications and preapprovals, while guiding each transaction from application through closing.

From there, we stay actively involved. Our Loan Officers lead the transaction process while leadership continues to strengthen the partner relationship, maintain accountability, and drive growth, so no partner feels handed off or forgotten.

Trusted Rate also provides unique support resources, including a scenarios desk staffed by two seasoned underwriters with more than 30 years of experience each. They help with everything from quick Realtor questions to complex income review, loan structuring, and identifying the best available options for a borrower.

Once you’re ready for initial disclosures, it becomes a true team effort with our Processing Team, Operations Managers, and Support Staff focused on delivering a fast, smooth closing. We typically close most purchase transactions in under 17 days, when they take longer, it is usually because the seller side is not ready to close as quickly. We’re also great at refinances, closing most of those in two weeks or less, depending on the appraisers turnaround time. Speed and accuracy are a big deal for us because time kills all deals.

Our Loan Officers typically operate at full capacity, even in today’s market. We also see periodic volume increases from our large base of past clients looking to refinance when rates decline.

We also believe in helping our Loan Officers advance their careers by building their own book of business organically. Business creates more business and as you begin closing transactions, your communication combined with our fast, smooth process will open doors that would otherwise take much more effort to access.

Trusted Rate is licensed in 40 states and to our knowledge the only lender with a 5.0-star rating on both Google and Zillow Reviews as of this writing.