Patrick Makdesi — Trusted Rate Inc.

Licensed by the Department of Financial Protection and Innovation under the California Finance Law Lender License Number 60DBO-154362, Alabama Consumer Credit License Number 2263077, Arizona Mortgage Banker License Number 1032362, Arkansas Combination Mortgage Banker-Broker-Servicer License Number 129363, Colorado Mortgage Company Registration, Florida Mortgage Lender License Number MLD2163, Georgia Mortgage Lender License/Registration Number 2263077, Idaho Mortgage Banker/Lender License Number MBL-2082263077, Illinois Residential Mortgage License Number MB.6761712, Indiana-DFI Mortgage Lending License Number 63349, Iowa Mortgage Banker License Number 2022-0150, Kansas Mortgage Company License Number MC.0026080, Kentucky Mortgage Company License Number MC806148, Louisiana Residential Mortgage Lending License Number 2263077, Maryland Mortgage Lender License Number 2263077, Massachusetts Mortgage Lender License Number MC2263077, Massachusetts Mortgage Broker License Number MC2263077, Michigan 1st Mortgage Broker/Lender License Number FL0024652, Michigan 2nd Mortgage Broker/Lender License Number SR0024653, Minnesota Residential Mortgage Originator License Number MN-MO-2263077, Mississippi Mortgage Lender License Number 2263077, Montana Mortgage Lender License Number 2263077, Montana Mortgage Broker License 2263077, Nebraska Mortgage Banker License Number N/A, Nevada Mortgage Company License Number 5589, New Jersey Residential Mortgage Lender License Number 2263077, North Carolina Mortgage Lender License Number L-206876, New Mexico Mortgage Company License, North Dakota Residential Mortgage Lender License Number ML104530, Oklahoma Mortgage Lender and Broker License Number MC2263077, Ohio Residential Mortgage Lending Act Certificate of Registration Number RM.804814.000, Oregon Mortgage Lending License Number 2263077, Pennsylvania Mortgage Lender License Number 100483, South Carolina - DCA Mortgage Broker License, South Dakota Mortgage Lender License Number 2263077.ML, Tennessee Mortgage License 2263077, Texas - SML Mortgage Company License, Utah - DRE Number 12724933, Virginia Lender License Number MC-7446, Washington Consumer Loan Company License Number CL-2263077, West Virginia Mortgage Lender License Number ML-2263077, Wisconsin Mortgage Banker License Number 2263077BA, Wisconsin Mortgage Broker License Number 2263077BR, Wyoming Mortgage Lender/Broker License Number 4771.

TEXAS DISCLOSURE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

CALIFORNIA DO NOT TRACK NOTICE: Under California law, website and online service operators are required to disclose how they respond to web browser “do not track” signals or other similar mechanisms that provide consumers the ability to exercise choice regarding the collection of personal information about a consumer’s online activities over time and across third party websites, to the extent the operator engages in that collection. At this time, we do not track our customer’s personal information over time and across third-party websites and therefore this requirement does not apply to us. California law also requires website and online service operators to disclose whether third parties may collect personal information about their user’s online activities over time and across different sites when the users use the operator’s website or service. Third parties that have content or services on our site such as a social feature, analytics service, or an advertising network partner, may obtain information about your browsing or usage habits but this information does not include personal information. We do not knowingly permit such third parties to collect any personal information from our site unless you directly provide it to us and we provide it to them with your consent.